Financing
Bank Financing
Securing financing for your new investment property is a seamless process with Terra Home. The power of choice is in your hands. We offer a diverse range of loan products, encompassing conventional, FHA, and even cash transactions. Our extensive experience has cultivated valuable relationships with trusted mortgage experts and local banks. We can connect you with our network of reputable professionals, or, if you've established a solid rapport with your preferred bank or mortgage advisor, we're more than happy to collaborate with them. The choice is always yours!
Construction Perm Financing
In today's real estate landscape, the preferred choice for financing custom home construction is through construction-to-permanent loans. These loans offer flexibility, competitive rates, and swift approvals, making them the top choice for realizing your dream home. Our trusted network of lenders boasts a comprehensive selection of the finest financing programs in the industry. Their commitment is to make the financing journey a smooth and stress-free experience for our clients. Moreover, they can even pre-qualify you before you embark on your home search. Feel free to reach out to your bank or explore the options provided by our recommended lenders below to initiate your journey.
Benefits of Using a
Construction-to-Perm Loan
Financial flexibility and seamless transitions with a Construction-to-Perm loan for your real estate dreams.
- Save time and money.
- Construction-to-perm loans combine construction financing and mortgage financing into one loan. With only one closing, you save the time and additional costs of a second closing.
- Can offer security by including a loan rate protection option “rate lock or float down option.
- Allows you to prepay without penalty.
- You are charged interest only on funds as you use them until the completion of your home then the loan will be refinanced into a permanent loan.
- Interest paid on construction-to-perm loans while the home is under construction is tax-deductible on your current year’s taxes.
- Reputable and professional loan officers will be there to guide you through the entire loan process, providing the highest level of support and ensuring all your questions are answered.
The Choice is YOURS
Connect with Terra Housing to discuss financing for your upcoming real estate investment or renovation project.
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